Pavé snake charm necklace

We found this curled serpent pendant necklace and thought, why not? It's got that whole sophisticated-yet-slightly-dangerous vibe that works whether you're dressing up or just pretending to have your life together.

The 21-inch steel chain is waterproof, so you can wear it to the beach without staging a dramatic jewelry funeral. The pave stations stay put- no annoying sliding around- and the heavy-duty links mean it won't snap when you inevitably get it caught on something. It's hypoallergenic, which is nice if your skin has opinions about metals.

The high-shine 14K gold finish looks expensive enough that people will assume you've made better life choices than you actually have. Layer it with your other chains if you're feeling ambitious, or wear it solo if you're not.